JSF Insurance
6275 West Sample Road
Coral Springs, FL 33067
Ph: (954)227-8883
Fx: (954)227-8849
E-mail: joy@jsfinsurance.com
Life Insurance
Life insurance is an important part of any financial plan and provides a valuable death benefit to you beneficiaries upon your death. This money can replace some of the income you would have earned or to help pay off your debts and expenses.
The two types of life insurance are term and permanent. The one that's right for you depends on many factors, including your budget, the amount of coverage you need, and the length of time you'd like that coverage to last.
Term Life Insurance
Term policies can help meet a wide variety of business and personal needs and often provide the most coverage for your premium dollar for set periods of time. Whether you want to supplement your existing coverage or simply purchase insurance to meet a specific need, our term policies have the flexibility to help meet your needs.
Permanent Life Insurance
Permanent policies can provide lifetime protection. There are several types of permanent policies:
Universal Life Insurance
Universal life insurance can help meet the needs of people who desire long-term death benefit protection with a flexible premium structure.
Variable Life Insurance
Variable life insurance offers a choice of death benefit options and a potential to accumulate non-guaranteed tax-deferred cash value that fluctuates based on performance of underlying investment options that you choose.
Survivorship Life Insurance
Survivorship (second-to-die) life insurance insures two people and pays the death benefit when both have died. It is used primarily for wealth preservation.